Credit Education & Consulting

Faith-Rooted. Purpose-Led.

Compassionate, strategic credit guidance that helps you understand your report, rebuild with integrity, and steward your finances toward the life you’re called to build.

  • Free 30-min discovery call
  • Private & confidential
  • Education-first approach
Smiling professional woman in a bright office

Credit health

742+68 pts

Illustrative example

Grace-filled guidanceNo judgment, ever.
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Our Philosophy

Where Purpose Meets Strategy.

Your credit is more than a number. It reflects seasons—some hard, some hopeful. We meet you with grace, then build a clear, practical strategy so your purpose and your plan finally move in the same direction.

Portrait of Alexis, founder of Heart & Soul Consulting

Meet Your Consultant

Hi, I’m Alexis.

I started Heart & Soul Consulting because I believe everyone deserves a trusted guide when it comes to their finances—someone who will tell them the truth with kindness.

After years helping families and small business owners navigate credit, I’ve seen how clarity changes everything. My work blends practical, compliant credit strategy with the values that matter most: honesty, stewardship, and hope for what’s ahead.

“You don’t need a perfect past to build a purposeful future.” Alexis, Founder
Years of experience
10+
Clients guided
500+
Workshops taught
120+
Read Alexis’s Story

Services

Credit education & services, built around you.

Every engagement starts with understanding. From your first report review to your first home, we walk with you one wise step at a time.

01

Credit Education

One-on-one coaching that explains how scores are built, what lenders look for, and how to make every decision with confidence.

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02

Credit Report Review

A line-by-line walkthrough of all three bureau reports to spot errors, outdated items, and your biggest opportunities.

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03

Dispute Guidance

Ethical, compliant support for challenging inaccurate information—so your report tells the true story.

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04

Credit Building Strategy

A personalized roadmap for utilization, payment history, and new credit—built around your real-life budget.

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05

Homebuyer Readiness

Prepare your credit profile for mortgage pre-approval with a clear timeline and lender-ready checklist.

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06

Business Credit Foundations

Separate personal and business credit the right way and lay the groundwork for your ministry or venture to grow.

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How It Works

Four steps from uncertain to unshakable.

A simple, guided process designed to give you clarity at every stage.

01

Book Your Consultation

Choose a time that works for you. Your first 30-minute discovery call is complimentary and pressure-free.

02

Review & Discover

We walk through your credit reports together and listen for your goals—not just your numbers.

03

Receive Your Plan

You get a personalized, step-by-step strategy with the education to understand every move you make.

04

Grow With Confidence

Ongoing support, accountability, and check-ins as you build lasting financial health.

Ready to take the first step?

Book a Consultation

“Commit thy works unto the Lord, and thy thoughts shall be established.”

Proverbs 16:3

Financial Education

Learn the why behind every step.

Browse the Library

Testimonials

Stories of restoration.

Shared with each client’s permission

Alexis never made me feel ashamed of where I started. She explained everything with patience, and for the first time I actually understand my credit.
Danielle R.Credit Education Client

Book a Consultation

Your next chapter starts with one conversation.

Tell us a little about where you are and where you hope to go. Alexis will personally follow up to schedule your complimentary 30-minute discovery call.

  • A warm, judgment-free conversation
  • An honest look at your goals and options
  • Clear next steps—whether or not we work together