Credit Education
One-on-one coaching that explains how scores are built, what lenders look for, and how to make every decision with confidence.
Learn moreCredit Education & Consulting
Compassionate, strategic credit guidance that helps you understand your report, rebuild with integrity, and steward your finances toward the life you’re called to build.
Credit health
742+68 pts
Illustrative example
Our Philosophy
Your credit is more than a number. It reflects seasons—some hard, some hopeful. We meet you with grace, then build a clear, practical strategy so your purpose and your plan finally move in the same direction.
Meet Your Consultant
I started Heart & Soul Consulting because I believe everyone deserves a trusted guide when it comes to their finances—someone who will tell them the truth with kindness.
After years helping families and small business owners navigate credit, I’ve seen how clarity changes everything. My work blends practical, compliant credit strategy with the values that matter most: honesty, stewardship, and hope for what’s ahead.
“You don’t need a perfect past to build a purposeful future.” Alexis, Founder
Services
Every engagement starts with understanding. From your first report review to your first home, we walk with you one wise step at a time.
One-on-one coaching that explains how scores are built, what lenders look for, and how to make every decision with confidence.
Learn moreA line-by-line walkthrough of all three bureau reports to spot errors, outdated items, and your biggest opportunities.
Learn moreEthical, compliant support for challenging inaccurate information—so your report tells the true story.
Learn moreA personalized roadmap for utilization, payment history, and new credit—built around your real-life budget.
Learn morePrepare your credit profile for mortgage pre-approval with a clear timeline and lender-ready checklist.
Learn moreSeparate personal and business credit the right way and lay the groundwork for your ministry or venture to grow.
Learn moreHow It Works
A simple, guided process designed to give you clarity at every stage.
Choose a time that works for you. Your first 30-minute discovery call is complimentary and pressure-free.
We walk through your credit reports together and listen for your goals—not just your numbers.
You get a personalized, step-by-step strategy with the education to understand every move you make.
Ongoing support, accountability, and check-ins as you build lasting financial health.
Ready to take the first step?
Book a Consultation“Commit thy works unto the Lord, and thy thoughts shall be established.”
Proverbs 16:3
Financial Education
Testimonials
Book a Consultation
Tell us a little about where you are and where you hope to go. Alexis will personally follow up to schedule your complimentary 30-minute discovery call.
Thank you! Alexis will reach out within one business day to confirm your consultation.